Wealth planning
Your wealth, invested with foresight.
Individual portfolios. Globally invested. Broadly diversified. Long-term in outlook. Not an off-the-shelf product – but a personal wealth plan.
- 3
- Investment horizons – short-term, medium-term, long-term
- 44.000+
- Investment funds and ETFs – freely selectable
- 100 %
- Cost transparency – every fee disclosed in full
Independent
Our recommendations are based solely on your interests and goals.
Well diversified
Global diversification across asset classes, regions and sectors.
Cost-efficient
Efficient costs – because lower costs mean greater wealth over the long term.
Disciplined
Designed for decades – not for the next stock market hype.
Investment horizons
Short, medium or long term: your horizon determines the strategy.
Every goal needs the right time horizon. Together, we develop a wealth plan that sensibly combines liquidity, flexibility and long-term wealth accumulation.
- Short term (1–12 months): Liquidity for near-term goals
- Medium term (5–7 years): For goals that will become reality in the coming years
- Long term (from 10 years): For sustainable wealth accumulation and financial freedom
Net policies
Invest transparently – with no hidden commissions.
Net policies create full cost transparency and avoid hidden commissions. This keeps more of your wealth where it belongs – with you.
- Cost-effective fee-based policy instead of a commission product
- Tax advantages for longer terms
- Individually tailored to your wealth plan
Children
Investment solutions for your children
Those who start early create financial opportunities for their child’s future. Together, we develop the investment solution that is right for you "When children are small, we give them roots; when they are grown, we give them wings."
- For a driving licence or their first car
- For university, vocational training or a year abroad
- For their first flat
- Tax-optimised and flexibly adaptable on request.
Good decisions do not happen by chance
Before we talk about investments, we talk about your goals. Because only those who know where they want to go can make the right decisions. On this basis, we develop a wealth plan aligned with your objectives.
Independent, transparent and solely in your interest. No in-house products. No hidden commissions. No conflicts of interest.
What you can expect from us
- A personal wealth plan with clearly defined goals
- Well-diversified portfolios made up of cost-efficient building blocks
- Regular review and adjustment to your life situation
- Full cost transparency – every fee set out in black and white
Investments carry risks. The value of your investment may fluctuate; past performance is not a reliable indicator of future results.
How we work.
- 01
Free initial consultation
We listen: to your goals, your wishes and your current situation.
- 02
Analysis & wealth plan
We analyse your starting point and develop your bespoke wealth plan.
- 03
Implementation
We implement your wealth plan together in a transparent and comprehensible way.
- 04
Long-term support
We support you over the long term and adjust your planning when your life situation changes.
There are many products. A tailored wealth plan begins with your goals.
Frequently asked questions.
From what level of wealth does advice make sense?
There is no fixed minimum. What matters is not the size of your wealth, but your desire to have your money working in a considered, long-term way. In a free initial consultation, we will explore together how we can best support you.
How do you earn your money?
Transparently: we disclose every form of remuneration before you decide. You see in black and white what our advice costs – with no small print.
Do I have to close my existing investment accounts?
No. We first analyse what you already have. Much can be integrated; only what is demonstrably too expensive or too risky will be replaced.
Your first step
Let’s talk about your goals.
Not every investment suits every person. That is why every investment with us begins with your personal planning.